Archive for August, 2010

Aug
30

Why You Need a Small Business Loan

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If you are starting a business or consider running one, then you need to factor in how much working capital is needed.  It is very apparent when you are trying to initiate a franchise or an online retailer.  For there are added expenses when running these type of businesses, and here is a basic background on why you need a small business loan today.

When running your own online retailer, you need to consider internet marketing costs, shipping costs, payment exchange expenses, shipping costs, product, services, office space rentals and more.  These are all things that need to considered when formulating the bottom line of an online retail business.  You do not want to come up short and miss the mark with any of these departments for it could affect your business.   Therefore, preparing ahead of time, outlining the costs and using a small business loan to cover these amounts is a smart move to make.

When starting a franchise, the same thing needs to be examined.  You need to think about what costs are going to be coming out of your pocket and not necessarily from the main corporate company.  There are materials, equipment, advertising, marketing, rental space and more.  Talk to other people in the same franchise business.  Find out what the average expenses are including employees’ salaries.

To find out more about small business loan or an unsecured business loan, call one of our experts today.  He/she is standing by waiting to answer any of your questions.

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Aug
23

How to Cut Small Business Costs

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Change Your Small Business Mobile Plan

When running a small business, every penny counts.  There are office equipment expenses, rental space, vendors, products, employee wages and more.  A small business loan and unsecured business loans only take you so far.   Thus, you need to cut costs.  Having high business cell phone bills does not help the situation.  There are cheaper rates advertised with other cell phone carriers constantly.  It is time to make the switch.  But how do you do this without paying a hefty contract breaking fees?  Here are a few tips to follow to assist you in this matter.

Negotiate Before Switching Carriers

The first step is to talk to your current carrier and negotiate.  If your current cell phone carrier won’t budge, then it is time to sign-up with a cell phone transfer service.  This service allows you to transfer phone numbers without losing it.  Some are free of charge, but you have to do some research to find the right option for your business cell phones.

Next, talk to other cell phone carriers and find out what deal they are able to offer.  Find the best one to date.  There are so many to choose from varying from unlimited calls, unlimited text, unlimited internet usage and more.  It just depends on what your business needs are.  Find one that suits your company the best and start saving money immediately.

If you are still struggling to make ends meet after adjusting current bills, including switching to another cell phone company, call a small business loan expert today.  He/she will be able to find you the most suitable funding for your business needs.  Do not wait until it is too late.  Call now!

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Aug
16

Cold Call Tips for Small Business

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Cold calling is a common technique sales people recruit for increasing business.  And some businesses have moved away from it due to social networking but it is never completely obsolete.  Thus, here are some tips to help you with your next cold call so your small business can make the sale.

Be Straightforward Not Forceful

It is important to present an honest perspective when implementing a cold call.  The person receiving the pitch does not want to feel that he/she is being bombarded by a sales message containing little truth.  Make it authentic.  Talk to the person without being aggressive.  Usually, the recipient of the cold call is more receptive when you follow this approach.

Keep Solid Information in Bookkeeping Form

When making these calls, it is important to write down notes from the interaction.  Write down what was discussed, the mood, and why the sale did or did not happen.  For instance, if the receiver of the cold call talked about an upcoming anniversary, then jot it down in your notes.  You may need to refer to it later.  It creates a connection that otherwise may not exist between you and the recipient of the call.  In addition, accurate records are a great way to ensure you return phone calls as requested.

When running a business there are many ways to manage sales and marketing, cold calling is only one form.  For more information about how you shall fund your business, talk to a small business loan or an unsecured business loan expert today.

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