Archive for March, 2010

Mar
31

How to Remain Employed

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With unemployment on the rise, it is difficult to determine how to get ahead.  This is an issue even for those who run their own franchise or work from home. There always seems to be someone on a higher level you have to answer to.  Thus, what are the guaranteed scenarios to avoid partaking in preventing you from being another unemployment statistic?  Here is a list of situations to steer clear of ensuring to maintain employment, and keep your career track moving forward.

Avoid Negative Comments

Your boss hears complaints nonstop from those below and higher than him/her.  Therefore, when your boss delegates a task to you reply with, “No problem.”  It resonates positively with your boss.  Your boss does not want to hear any excuses.  Zip it if a negative reply is about to form.  Stay positive.  You would be surprised how having an upbeat attitude towards work changes your boss’s perspective about your position in the company.

Do Not Exhibit an Aloof Attitude

Take the time to resolve a working, marketing, sales, promotional, technical problem the company has been having, and offer the solution to your boss.  This shows initiative. It also proves you are paying attention to the company issues, and instead of replying with a shrug of the shoulders and replying with, “I don’t know,” you are presenting solutions.

Do Not Spend Company Money

Office equipment, vendors, and/or accounting software are needed to run a company.  If you deal with any service or product costing money, research various prices and show the cheapest route to your boss.  Every small business is worried about the economy, going out of business, and frightened of falling into a financial crisis. As a result, businesses are looking to cut costs where possible.  Hence, if you find a cheaper and effective means delivering the same options, your boss will take notice.

These are simple suggestions on how to ensure you remain employed.  If your business is still in a financial crisis due to the economy, talk to an experienced lender.  Find out what the best cash flow option is for your company, and have your boss investigate it further.  Talking to a lender may save your company, and job.  What do you have to lose?  Contact a loan company today.

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Categories : small business tips
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Mar
29

Tips on How to Decrease Overspending

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There is something to be said for planning ahead and the positive connection it has on your wallet.  It allows you to budget safely without engaging in impulsive buying excursions.  This helps your overall spending and cuts costs when needed.  Here are a few tips to keep your finances inline.

Find an Automatic Savings Plan

Manually putting away savings every pay period is not ideal for some people.  For when it comes time to receiving your paycheck, you may be thinking of the numerous bills waiting to be paid, and the dress you must have for the out-of-town weekend scheduled with your significant other.  It is not a reliable means of putting money away in a savings account.  Therefore, sign-up for an automatic savings plan that does the work for you.  Ask your bank if there is such a system.  It will help you place money into your savings without the internal debate.

Pay Cash

You cannot turn on the news without hearing about another family with credit card debt and in a serious negative situation.  Thus, when you can, pay cash.  Follow the golden rule: If you do not have the cash available, then you should not buy it.  Do not live beyond your means.  In addition, if you take a vacation, use cash for the duration of your time off.  This prevents you from overspending during your vacation and ensures you do not return home with an immense amount of debt.

All of these financial tips assist in preventing you from spending money that you do not have.  If your small business is still in financial trouble, then talk to a professional.  Find a suitable business cash advance today.

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Mar
26

Business Money Saving Tips

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Business owners need to keep track of the amount of money coming in and out on a daily basis.  Money spent needs to be counted to the exact cent keeping the accounting books on point.  Thus, there are some tips available to business owners ensuring banking accounts continue to expand preventing businesses from proclaiming bankruptcy.

Think About Marketing

When planning marketing strategies, think of new ways to market without paying out of pocket fees but retaining maximum impact.  For example, if you are a restaurant, volunteer your chef to appear on a morning television show’s cooking segment.  It will spread the word about your restaurant, food, presence and provide free advertising for your restaurant.

Shop for Merchant Account Services

Another big expense for businesses is the third party online merchant account services.  Try to find a merchant account provider with reasonable prices.  Find one that matches your budget and meets your needs.   There are many competitors available and eager to offer their services to you.

Move into an Executive Suite

Running your own business out of a large space for your office needs, costs money.  Rent, receptionist, office furniture adds up.  Hence, why not look at relocating to an executive suite.  It comes with a receptionist who is able to take messages and forward phone calls to your home office.  It is convenient on many levels and worth looking into.

Small businesses need to think about how to cut costs when possible.  These are only a few ideas on how you are able to attain this goal.  If you are still in a financial predicament, contact a professional small business loan expert today.  He/she will guide you in the right direction ensuring you do not have to stress regarding how to afford to the monthly business bills and continue to remain open.

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